When buying a home, the most important numbers for mortgage lenders are the buyer’s credit score and the buyer’s debt-to-income ratio. The first is a summary of how the buyer has been managing debt and the second indicates whether the lender can reasonably expect the borrower to be able to pay back the loan.
As home prices rise, however, mortgage loan sizes typically rise as well, and if incomes don’t keep up, home buyers may obtain a mortgage loan that could become a real albatross in the event of an unexpected medical expense, job loss or some other black swan event.
Not only are homes getting more expensive, mortgage interest rates are rising as well and are likely to do so over the course of this year. That means the cost of owning a home and paying the mortgage is rising, and if your income is not rising as well, qualifying for a mortgage is getting more difficult.
Consumer website WalletHub analyzed data from 2,530 U.S. cities and ranked them all on the basis of a “WalletHub Home Overleverage Score.” The score was derived from a city’s median mortgage debt, median house value, median income, mortgage debt-to-income ratio and mortgage debt-to-house value ratio.
Top 10 Medical Stocks To Buy Right Now: Teck Resources Ltd(TCK)
Advisors’ Opinion:
- [By Benzinga News Desk]
Stephens (Equal-Weight) and Citi (Sell) both downgraded Atwood Oceanics (NYSE: ATW).
Sell-Side's Most Noteworthy Calls
Investec downgraded Anheuser-Busch (NYSE: BUD) to Hold.
Deutsche Bank downgraded Freeport McMoRan (NYSE: FCX) to Hold.
Goldman Sachs upgraded Microsoft (NASDAQ: MSFT) to Buy.
Barclays upgraded Teck Resources (NYSE: TCK) to Overweight.
BTIG started Adobe (NASDAQ: ADBE) at Neutral.
Deal TalkU.S. oil refiner Tesoro (NYSE: TSO) said it would buy Western Refining (NYSE: WNR) for $4.1 billion to add refineries in Texas, New Mexico and Minnesota. The combined company will have refining capacity of over 1.1 million barrels per day. Tesoro has refineries in California, Washington, Alaska, Utah and North Dakota.
Top 10 Medical Stocks To Buy Right Now: Washington Trust Bancorp, Inc.(WASH)
Advisors’ Opinion:
- [By Monica Gerson]
The list of below stocks is notable as the shares have traded on sequentially increasing volume spanning the trading days from September 16 to September 20:
Top 10 Medical Stocks To Buy Right Now: T-Mobile US, Inc.(TMUS)
Advisors’ Opinion:
- [By Lisa Levin]
T-Mobile US Inc (NYSE: TMUS) reported upbeat earnings for its fourth quarter on Tuesday.
Integrated Device Technology Inc (NASDAQ: IDTI) agreed to acquire GigPeak Inc (NYSE: GIG) for around $250 million in cash.
Charles River Laboratories Intl. Inc (NYSE: CRL) reported better-than-expected profit for its fourth quarter.
Amkor Technology, Inc. (NASDAQ: AMKR) posted downbeat revenue for its fourth quarter and issued a weak outlook for the current quarter. - [By Daniel B. Kline]
Speculation that Sprint (NYSE:S) would merge with T-Mobile (NASDAQ:TMUS) led to a run-up in the company’s stock price though it actually went down once the deal was announced.
- [By Dan Caplinger]
Shares of Sprint climbed 17% in the wake of news that the telecom company might once again be in talks to get an acquisition bid from rival wireless carrier T-Mobile US (NASDAQ:TMUS). The on-again, off-again deal has been in the works for years without having made progress, but the realities of needing to address the huge costs of upgrading to new 5G network standards poses a substantial competitive obstacle that could make a combination more rewarding. Antitrust concerns will remain intact, especially given that a Sprint/T-Mobile merger would reduce the number of major carriers in the U.S. market to just three. Nevertheless, hope springs eternal, and investors seem to have at least some confidence that a deal might get done.
- [By Adam Levy]
T-Mobile (NASDAQ:TMUS) and Sprint (NYSE:S) are back at the negotiating table after a five-month hiatus. Combining the two companies would put them on a much better footing to compete with Verizon (NYSE:VZ) and AT&T (NYSE:T), which each have significant size advantages in the market.
- [By Chris Lange]
24/7 Wall St. took a peek at plans from Verizon Communications Inc. (NYSE: VZ), AT&T Inc. (NYSE: T), T-Mobile US Inc. (NASDAQ: TMUS) and Sprint Corp. (NYSE: S). We have also provided some of the key highlights from each plan. In a separate post we looked at which companies offer the best service.
- [By Motley Fool Staff]
A successful merger between Sprint (NYSE:S) and T-Mobile (NASDAQ:TMUS) would reduce the number of major wireless carriers from four to three. Will that reduce incentives for the new company to offer the same discounts and services that we’ve seen in recent years?
Top 10 Medical Stocks To Buy Right Now: Cray Inc(CRAY)
Advisors’ Opinion:
- [By Peter Graham]
The Q4 2016 earnings report for small capsupercomputer stock Cray Inc (NASDAQ: CRAY) is scheduled forafter the market closes onWednesday (February 8th). Back in 2012, Cray Inc was inour SmallCap Network Elite Opportunity (SCN EO) portfolioasa potentially goodlow risk longer-term play as shares were trading at the $12 level and eventually hit $40+ per share before coming back down to earth last year.
- [By Giulio Prisco]
Microsoft (NSDQ:MSFT), supercomputer maker Cray (NSDQ:CRAY), and the Swiss National Supercomputing Centre (CSCS), a world-class scientific computing center, announced the results of a deep learning collaboration that expands the horizons of running Artificial Intelligence (AI), Machine Learning (ML), and in particular Deep Learning (an especially promising branch of ML) applications, using Microsoft software and Cray supercomputers.
- [By Lisa Levin]
Tuesday afternoon, the technology sector proved to be a source of strength for the market. Leading the sector was strength from Cray Inc. (NASDAQ: CRAY) and Mellanox Technologies, Ltd. (NASDAQ: MLNX).
- [By Jim Robertson]
Cray Inc. (CRAY) has been one of those feast or famine small caps that have either made traders and investors a lot of money in recent years – or simply frustrated those who’ve held it for quite some time. However, at this point we think CRAY offers an attractive risk/reward opportunity on a long-term basis for investors interested in exposure to big data analytics and specifically super-computing – a growing need for large enterprise and institutions all over the world
Top 10 Medical Stocks To Buy Right Now: Intelsat S.A.(I)
Advisors’ Opinion:
- [By Money Morning Staff Reports]
That’s why today we’ll show you one of our expert recommendations along with the 10 top-performing penny stocks to watch this week…
Penny Stocks Current Share Price
(as of Feb. 20) Feb. 12-20 Gain
(as of Feb. 20)
POET Technologies Inc. (OTCMKTS: POETF) $0.4165 85.1%
Finjan Holdings Inc. (Nasdaq: FNJN) $2.94 67.05%
Intelsat SA (NYSE: I) $3.50 38.89%
Genesis Healthcare Inc. (NYSE: GEN) $1.39 37.62%
Paringa Resources Ltd. (OTCMKTS: PNGZF) $0.41 32.30%
CytoDyn Inc. (OTCMKTS: CYDY) $0.76 31.03%
Iconix Brand Group Inc. (Nasdaq: ICON) $1.65 30.95%
AMERI Holdings Inc. (Nasdaq: AMRH) $2.49 29.69%
Pangea Logistics Solutions Ltd. (Nasdaq: PANL) $2.87 26.99%
MoSys Inc. (Nasdaq: MOSY) $1.47 25.68%FREE PROFIT ALERTS: Get real-time recommendations on the best penny stock opportunities the moment we release them. Just sign up here, it’s completely free…
- [By Money Morning News Team]
(Nasdaq: CNET)
$2.95 34.76%
Seadrill Ltd. (NYSE: SDRL) $0.28 33.81%
Intelsat Corp. (NYSE: I) $9.11 31.50%
Navios Maritime Midstream Partners LP (NYE: NAP) $4.42 29.18%
Limelight Networks Inc. (Nasdaq: LLNW) $4.89 28.61%
Enphase Energy Inc. (Nasdaq: ENPH) $5.05 24.62%As you can see in the table above, penny stocks have the potential to provide tremendous returns for enterprising investors. However, it’s important to note that investing in penny stocks is also incredibly risky.
- [By Logan Wallace]
Get a free copy of the Zacks research report on Intelsat (I)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
Top 10 Medical Stocks To Buy Right Now: Delta Technology Holdings Limited(DELT)
Advisors’ Opinion:
- [By Jim Robertson]
On Wednesday, our Under the Radar Moversnewsletter suggested going long on small capChinese chemical stock Delta Technology Holdings Ltd(NASDAQ: DELT):
Top 10 Medical Stocks To Buy Right Now: REGENXBIO Inc.(RGNX)
Advisors’ Opinion:
- [By Jim Crumly]
For AveXis shareholders it was a big payday, and the deal boosted stocks of other companies in the gene therapy space, especially those of REGENXBIO (NASDAQ:RGNX), which is partnered with AveXis to provide the virus-based gene delivery technology for all of the company’s therapies. Shares of REGENXBIO soared 15.6% on the news.
Top 10 Medical Stocks To Buy Right Now: Molex Incorporated(MOLX)
Advisors’ Opinion:
- [By Shauna O’Brien]
Shares of electronic connector maker Molex Incorporated (MOLX) skyrocketed on Monday morning after reports that the company will be acquired by Koch Industries.
Koch Industries has agreed to acquire Molex for a total of $7.2 billion. This deal will include all outstanding shares of the company’s Common Stock, Class A Common Stock and Class B Common Stock for $38.50 per share.
The deal has been approved by the board of directors of both companies. Molex will continue to maintain its current management team and its current headquarters in Lisle, IL.
Molex shares were up $9.15, or 31.17%, during Monday morning trading. The stock is up 41% YTD.
Top 10 Medical Stocks To Buy Right Now: The Michaels Companies, Inc.(MIK)
Advisors’ Opinion:
- [By Jim Cramer]
42.37% is the gross profit margin for MICHAELS COS INC which we consider to be strong. Regardless of MIK’s high profit margin, it has managed to decrease from the same period last year. Despite the mixed results of the gross profit margin, the net profit margin of 6.57% trails the industry average.
MICHAELS COS INC has improved earnings per share by 19.4% in the most recent quarter compared to the same quarter a year ago. This year, the market expects an improvement in earnings ($1.70 versus $1.04).
- [By Jim Cramer]
The company, on the basis of net income growth from the same quarter one year ago, has significantly outperformed against the S&P 500 and exceeded that of the Specialty Retail industry average. The net income increased by 20.0% when compared to the same quarter one year prior, going from $64.00 million to $76.80 million.
- [By Chris Lange]
Michaels Companies Inc. (NASDAQ: MIK) reported its fiscal third-quarter financial results before the markets opened on Thursday. The company said that it had $0.44 in earnings per share (EPS) and $1.24 billion in revenue. The consensus estimates from Thomson Reuters had called for $0.43 in EPS and revenue of $1.26 billion. The same period of last year reportedly had EPS of $0.40 and $1.23 billion in revenue.
- [By JPMorgan]
MIK’s results over the past year point to the company’s success in improving merchandising, marketing, and in-store execution plus the benefits of having a functioning e-commerce website. We believe part of the challenge for the bears is both a lack of appreciation for the category as well as missing the historical context of how leadership has evolved. Indeed, the difference in focus on "the front end" under CEO Chuck Rubin (who arrived in 2013) vs. a more process-oriented and margin-focused CEO prior to his arrival left a lot of impactful, low hanging fruit opportunities. Finally, while we acknowledge that longer term the sustainable comp is lower than the recent ~4% underlying trend, we point to the low volatility of sales, high cash generative nature of the business, barriers to entry (e.g., high SKU density, low inventory turns, lack of brands), and MIK’s market leadership as reasons why the multiple has the potential to expand over time (a la AZO). Balance sheet de-levering should also make the PE look increasingly cheap over time and transfer cash/value to equity holders.
- [By WWW.THESTREET.COM]
Earnings of note in the coming week include Analogic (ALOG) and Ascena Retail (ASNA) on Monday; Bojangles (BOJA) , H&R Block (HRB) , and Dick’s Sporting Goods (DKS) , Michaels (MIK) , and Urban Outfitters (URBN) on Tuesday; Ciena (CIEN) , Bankrate (RATE) , Express (EXPR) , Vera Bradley (VRA) , and Bob Evans Farms (BOBE) on Wednesday; El Pollo Loco (LOCO) , Hugo Boss (BOSSY) , Party City (PRTY) , Signet Jewelers (SIG) , and Verifone Systems (PAY) on Thursday; and Kirkland’s (KIRK) , and Vail Resorts (MTN) on Friday.
Top 10 Medical Stocks To Buy Right Now: Cliffs Natural Resources Inc.(CLF)
Advisors’ Opinion:
- [By Lisa Levin]
Basic materials shares rose by 0.74 percent in the US market on Friday. Top gainers in the sector included AK Steel Holding Corporation (NYSE: AKS), Cliffs Natural Resources Inc (NYSE: CLF), and United States Steel Corporation (NYSE: X).
- [By WWW.GURUFOCUS.COM]
For the details of Gallagher Fiduciary Advisors, LLC’s stock buys and sells, go to http://www.gurufocus.com/StockBuy.php?GuruName=Gallagher+Fiduciary+Advisors%2C+LLC
These are the top 5 holdings of Gallagher Fiduciary Advisors, LLCFifth Third Bancorp (FITB) – 7,424,558 shares, 43.91% of the total portfolio. New PositionUnited States Steel Corp (X) – 3,763,643 shares, 25.82% of the total portfolio. Franklin Resources Inc (BEN) – 1,825,092 shares, 15.42% of the total portfolio. Shares reduced by 2.44%Cleveland-Cliffs Inc (CLF) – 1,780,977 shares, 2.5% of the total portfolio. Shares reduced by 1.33%Finisar Corp (FNSR) – 349,639 shares, 1.39% of t
- [By Lisa Levin]
Thursday afternoon, the basic materials sector proved to be a source of strength for the market. Leading the sector was strength from United States Steel Corporation (NYSE: X) and Cliffs Natural Resources Inc (NYSE: CLF).
- [By Lisa Levin]
In trading on Tuesday, basic materials shares fell 1.99 percent. Meanwhile, top losers in the sector included Cliffs Natural Resources Inc (NYSE: CLF), down 9 percent, and AK Steel Holding Corporation (NYSE: AKS), down 9 percent.
- [By Dan Caplinger]
The stock market rebounded sharply on Thursday, making up for losses earlier in the week. Major benchmarks were up around 1% following solid earnings performances from several key companies, and some optimism about the possible fate of Trump administration policy on issues like corporate tax reform also helped turn around negative sentiment from previous sessions. Strength in the labor market was also a positive, and individual stocks Select Comfort (NASDAQ:SCSS), SLM Corp. (NASDAQ:SLM), and Cliffs Natural Resources (NYSE:CLF) were among the best performers on the day. Below, we’ll look more closely at these stocks to tell you why they did so well.