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We spend most of our working lives contributing money to retirement accounts but what about taking it out in retirement? If you have pre-tax, Roth, and taxable accounts, how much should you withdraw from each one? Here are some things to consider:
1) How much can you safely withdraw? The safest option is to only withdraw earnings and not touch any of the principal but at current dividend yields and interest rates, don’t expect to get much more than about 2% of your portfolio. That’s probably not enough for most people and that number can fluctuate and may not keep pace with inflation in the long term.
The traditional rule of thumb is that you can safely withdraw about 4% of the initial value of a diversified portfolio and increase that amount with inflation for about 30 years. However, the rule was developed during the 1990s when interest rates were higher and many financial experts (including the financial planner who created it) are concerned that the rule is now obsolete. It also doesn’t take into account that you may have to withdraw larger amounts while you still have a mortgage or before you start collecting pension and Social Security benefits so a steady withdrawal rate may not make sense.
Top 5 Safest Stocks To Own Right Now: Blackstone GSO Senior Floating Rate Term Fund(BSL)
Advisors’ Opinion:
- [By Stephan Byrd]
News articles about Blackstone/GSO Senior Fltg Rt Term Fund (NYSE:BSL) have trended somewhat positive this week, Accern Sentiment reports. Accern identifies negative and positive news coverage by monitoring more than twenty million blog and news sources in real-time. Accern ranks coverage of public companies on a scale of -1 to 1, with scores closest to one being the most favorable. Blackstone/GSO Senior Fltg Rt Term Fund earned a daily sentiment score of 0.19 on Accern’s scale. Accern also gave news coverage about the company an impact score of 47.9711105753708 out of 100, indicating that recent news coverage is somewhat unlikely to have an effect on the stock’s share price in the near term.
- [By Ethan Ryder]
Media headlines about Blackstone/GSO Senior Fltg Rt Term Fund (NYSE:BSL) have been trending somewhat positive recently, Accern Sentiment reports. Accern identifies positive and negative press coverage by reviewing more than 20 million news and blog sources. Accern ranks coverage of publicly-traded companies on a scale of -1 to 1, with scores closest to one being the most favorable. Blackstone/GSO Senior Fltg Rt Term Fund earned a media sentiment score of 0.11 on Accern’s scale. Accern also gave media coverage about the company an impact score of 47.1154940270027 out of 100, meaning that recent press coverage is somewhat unlikely to have an impact on the stock’s share price in the near term.
- [By Shane Hupp]
News headlines about Blackstone/GSO Senior Fltg Rt Term Fund (NYSE:BSL) have been trending somewhat positive recently, Accern reports. The research group identifies negative and positive press coverage by analyzing more than 20 million blog and news sources. Accern ranks coverage of publicly-traded companies on a scale of negative one to positive one, with scores closest to one being the most favorable. Blackstone/GSO Senior Fltg Rt Term Fund earned a media sentiment score of 0.00 on Accern’s scale. Accern also gave media headlines about the company an impact score of 47.30334299338 out of 100, indicating that recent press coverage is somewhat unlikely to have an impact on the stock’s share price in the next several days.
Top 5 Safest Stocks To Own Right Now: TheStreet, Inc.(TST)
Advisors’ Opinion:
- [By Stephan Byrd]
Get a free copy of the Zacks research report on TheStreet (TST)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
- [By Shane Hupp]
WARNING: “TheStreet, Inc. (TST) Given $2.83 Consensus Target Price by Analysts” was posted by Ticker Report and is owned by of Ticker Report. If you are viewing this story on another website, it was copied illegally and republished in violation of United States & international copyright and trademark law. The correct version of this story can be accessed at https://www.tickerreport.com/banking-finance/3375008/thestreet-inc-tst-given-2-83-consensus-target-price-by-analysts.html.
- [By Logan Wallace]
Press coverage about TheStreet (NASDAQ:TST) has been trending somewhat positive recently, according to Accern. The research group rates the sentiment of news coverage by reviewing more than 20 million news and blog sources in real-time. Accern ranks coverage of public companies on a scale of negative one to positive one, with scores closest to one being the most favorable. TheStreet earned a daily sentiment score of 0.14 on Accern’s scale. Accern also assigned news coverage about the information services provider an impact score of 48.5783795459236 out of 100, indicating that recent news coverage is somewhat unlikely to have an impact on the stock’s share price in the near term.
- [By ]
Here’s what PayPal CEO Dan Schulman told TheStreet (TST) on the latest Jolt podcast about the Amazon threat.
TheStreet: Do your worry about Amazon? To be fair, it won’t be easy for them to replicate a business like PayPal overnight — if at all.
- [By ]
TheStreet (TST) caught up with PayPal (PYPL) CEO Dan Schulman on the latest Jolt podcast to chat about a range of topics. Of course a talk about the future of physical cash came up.
Top 5 Safest Stocks To Own Right Now: Sealed Air Corporation(SEE)
Advisors’ Opinion:
- [By Shane Hupp]
Toronto Dominion Bank boosted its stake in Sealed Air (NYSE:SEE) by 14.0% in the first quarter, according to its most recent filing with the Securities and Exchange Commission. The fund owned 104,379 shares of the industrial products company’s stock after buying an additional 12,843 shares during the quarter. Toronto Dominion Bank’s holdings in Sealed Air were worth $4,466,000 as of its most recent SEC filing.
- [By Max Byerly]
State of New Jersey Common Pension Fund D lessened its holdings in shares of Sealed Air (NYSE:SEE) by 16.7% during the first quarter, HoldingsChannel reports. The institutional investor owned 50,000 shares of the industrial products company’s stock after selling 10,000 shares during the period. State of New Jersey Common Pension Fund D’s holdings in Sealed Air were worth $2,140,000 as of its most recent SEC filing.
- [By Shane Hupp]
Get a free copy of the Zacks research report on Sealed Air (SEE)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
- [By Ethan Ryder]
Sealed Air (NYSE:SEE) has been given a $52.00 target price by investment analysts at UBS in a research report issued to clients and investors on Wednesday, www.stocktargetadvisor.com reports. The brokerage presently has a “buy” rating on the industrial products company’s stock. UBS’s price objective indicates a potential upside of 13.99% from the stock’s current price.
- [By Motley Fool Transcribers]
Sealed Air Corp (NYSE:SEE)Q4 2018 Earnings Conference CallFeb. 07, 2019, 10:00 a.m. ET
Contents:
Prepared Remarks Questions and Answers Call Participants
Prepared Remarks:Operator
- [By Max Byerly]
Get a free copy of the Zacks research report on Sealed Air (SEE)
For more information about research offerings from Zacks Investment Research, visit Zacks.com
Top 5 Safest Stocks To Own Right Now: Media General, Inc.(MEG)
Advisors’ Opinion:
- [By Ethan Ryder]
MEG Energy (TSE:MEG) Director William Robert Klesse sold 4,783 shares of the company’s stock in a transaction on Friday, June 1st. The stock was sold at an average price of C$8.78, for a total transaction of C$41,994.74.
- [By Ethan Ryder]
Macquarie upgraded shares of MEG Energy (TSE:MEG) from a neutral rating to an outperform rating in a research note released on Monday morning. Macquarie currently has C$12.50 price objective on the stock, up from their prior price objective of C$8.00.
- [By Logan Wallace]
MEG Energy (TSE:MEG)‘s stock had its “sector perform spec overwgt” rating reissued by analysts at National Bank Financial in a research report issued on Tuesday.
Top 5 Safest Stocks To Own Right Now: Roper Technologies, Inc.(ROP)
Advisors’ Opinion:
- [By Logan Wallace]
Shares of Roper Technologies Inc (NYSE:ROP) have earned an average rating of “Buy” from the fourteen analysts that are currently covering the stock, MarketBeat Ratings reports. Five analysts have rated the stock with a hold rating and eight have issued a buy rating on the company. The average 1 year target price among brokers that have issued ratings on the stock in the last year is $303.58.
- [By Stephan Byrd]
Geneva Partners LLC acquired a new stake in Roper Technologies Inc (NYSE:ROP) during the second quarter, according to its most recent Form 13F filing with the SEC. The firm acquired 1,125 shares of the industrial products company’s stock, valued at approximately $310,000.
- [By Lisa Levin]
Breaking news
Roper Technologies Inc (NYSE: ROP) announced plans to acquire PowerPlan for $1.1 billion in cash.
Fifth Third Bancorp (NASDAQ: FITB) agreed to acquire MB Financial Inc (NASDAQ: MBFI) for $54.70 per share in cash and stock.
General Electric Company (NYSE: GE) agreed to merge its transportation unit with Westinghouse Air Brake Technologies Corp (NYSE: WAB).
IHS Markit Ltd (NASDAQ: INFO) announced plans to Ipreo for $1.855 billion.