Best Regional Bank Companies To Own For 2015


By Sonya Stinson

At first glance, it’s hard to see what Generation Y—a.k.a. the Millennials—can teach Baby Boomers about financial planning. After all, with their retirement years fast approaching, Boomers have the most incentive to focus on securing their financial futures. Meanwhile, many of the youngest Millennials are still paying off student loan debt. But research shows at least some Millennials may be even more focused on financial planning than people who are nearing retirement.


In Northwestern Mutual’s 2013 Planning and Progress Study, nearly a quarter (24 percent) of Gen Y respondents identified themselves as “highly disciplined” financial planners. By making that choice, they agreed that they know exactly what their financial goals are, have specific plans to meet those goals, and rarely deviate from those plans. By comparison, just 14 percent of Boomers and 16 percent of all respondents labeled themselves highly disciplined.

Best Regional Bank Companies To Own For 2015: CEPHEID(CPHD)

Cepheid, a molecular diagnostics company, engages in developing, manufacturing, and marketing integrated systems for testing in the clinical market, as well as for application in legacy biothreat, industrial, and partner markets. Its systems enable molecular testing for organisms and genetic-based diseases by automation. The company offers GeneXpert system that integrates sample preparation in addition to DNA amplification and detection; and SmartCycler system, which integrates DNA amplification and detection to allow rapid analysis of a sample. The GeneXpert system is designed for reference laboratories, hospital central laboratories, and satellite testing locations, such as emergency departments and intensive care units within hospitals and doctors? offices. Cepheid also provides GeneXpert Infinity System for high volume testing. The company offers tests for the GeneXpert and the SmartCycler systems in the areas of healthcare associated infections, critical infectious d isease, genetics, women?s health, and oncology. These tests include U.S. Food and Drug Administration (FDA) cleared products, CE marked products, analyte specific reagents, and research use only tests in the clinical market. In the industrial market, it sells its SmartCycler system along with general use polymerase chain reaction reagents and reaction tubes. Cepheid sells its products its direct sales force and through third-party distributors worldwide. It has collaboration agreements with Novartis, Foundation for Innovative New Diagnostics, Life Technologies Corporation, and Northrop Grumman Corporation. The company was founded in 1996 and is headquartered in Sunnyvale, California.


Advisors’ Opinion:

  • [By Jon C. Ogg]

    Cepheid (NASDAQ: CPHD) was downgraded to Neutral from Buy at Bank of America Merrill Lynch, but the firm actually raised its price target to $41 (versus a $39.04 close).

Best Regional Bank Companies To Own For 2015: Brooks Macdonald Group PLC (BRK)

Brooks Macdonald Group plc is an integrated wealth management group, consists of three principal companies: Brooks Macdonald Asset Management Limited; Brooks Macdonald Financial Consulting Limited, which provides a bespoke, fee based, investment management service to private high net worth individuals, charities and trusts, and also provides in-house custody, nominee and dealing services; Brooks Macdonald Funds Limited, which provides fee-based, independent advice to high net worth individuals, families and businesses, and Brooks Macdonald Financial Consulting Limited, which acts as fund manager to its regulated open ended investment Companies, under the name Brooks Macdonald Funds, as well as providing specialist funds in the property and structured return sectors. It also manages property assets on behalf of the funds and other clients. Its segments include investment management, financial planning, and fund and property management. On July 1, 2012, it acquired JPAM Limited . Advisors’ Opinion:

  • [By Bob Bogda]

    The track record of the annual list is equally as impressive. Since the inaugural edition in 2003, "top stocks" have beaten the market 7 out of 10 years (the jury is still out on the current year). That beats the performance of Warren Buffett's Berkshire Hathaway (NYSE: BRK) by one year during the same span.

  • [By David Sterman]

    Insurance companies are some of the best deals on the market right now, as many of them still trade below tangible book value. And considering that book value will rise more quickly as interest rates (and interest income) move higher in coming years, Buffett's Berkshire Hathaway (NYSE: BRK) could afford to pay up to 1.25 times book value and still garner excellent long-term returns. Here's a quick list of insurers that fit the bill:

Best Regional Bank Companies To Own For 2015: Trulia Inc (TRLA)


Trulia, Inc. is a real estate search engine company. The Company helps in finding homes for sale and provides real estate information. The Company is also a tool for real estate professionals to market their listings, view real estate data and promote their services. It provides local information, community insights, market data and national listings. Effective August 20, 2013, Trulia Inc acquired the entire interest of Market Leader Inc.

Trulia.com is an online real estate site focused on buyers, sellers and renters with tools to help them find the right home. The Company’s Website, www.trulia.com, is a search engine for buying and renting homes, advising homes and mortgages. The Company is headquartered in downtown San Francisco and is backed by Accel Partners and Sequoia Capital.


Advisors’ Opinion:

  • [By MONEYMORNING.COM]

    Prospective tenants are lining up when a new listing appears, apartments get snapped up in a week or less, and rents are skyrocketing, Jed Kolko, chief economist for housing-services player Trulia Inc. (NYSE: TRLA), told The San Francisco Chronicle.

  • [By James E. Brumley]

    No, it’s not a Trulia Inc. (NYSE:TRLA) or a Zillow Inc. (NASDAQ:Z). In fact, it’s not even close to being a Zillow or a Trulia. Yet, for the time being anyway, Move Inc. (NASDAQ:MOVE) may be the best trade within the online real estate group right now.

Best Regional Bank Companies To Own For 2015: New Century Bancorp Inc.(NC)


New Century Bancorp, Inc. operates as the holding company for New Century Bank that provides commercial and retail banking services to individuals and small to medium-sized businesses in southeastern North Carolina. Its deposit product line comprises checking, savings, NOW, and money market accounts, as well as certificates of deposit, and non-interest-bearing demand and time deposits. The company?s loan portfolio includes one-to-four family and multi-family residential loans; construction loans; home equity lines of credit; commercial real estate loans; commercial and industrial loans; and loans to individuals. It operates main office in Dunn; and branch offices in Clinton, Goldsboro, Lillington, Greenville, Fayetteville, Lumberton, Pembroke, and Raeford. The company is headquartered in Dunn, North Carolina.


Advisors’ Opinion:

  • [By Rich Duprey]

    Industrial conglomerate NACCO Industries  (NYSE: NC  )  announced yesterday its second-quarter dividend of $0.25 per share, the same rate it paid in February, which reflected the spinoff of Hyster-Yale Materials Handling last September.

Best Regional Bank Companies To Own For 2015: Resolute Forest Products Inc (RFP)

Resolute Forest Products Inc., AbitibiBowater Inc., is a global forest products company. The Company’s products include newsprint, commercial printing papers, market pulp and wood products. The Company owns or operates pulp and paper mills and wood products facilities in the United States, Canada and South Korea. On November 7, 2011, it began doing business as Resolute Forest Products. As of December 31, 2011, it owned or operated 18 pulp and paper mills and 23 wood products facilities in the United States, Canada and South Korea. The Company’s segments include newsprint, coated papers, specialty papers, market pulp and wood products. On January 14, 2011, it acquired the noncontrolling interest in Augusta Newsprint Company (ANC). In April 2012, the Company held approximately 48.8% of the outstanding shares of Fibrek Inc. In December 2012, the Company purchased Bowater Mersey Paper Company Limited. oklyn Power Corporation. Advisors’ Opinion:

  • [By George Putnam]

    Resolute Forest Products (RFP), formerly known as AbitibiBowater, entered into bankruptcy in early 2009, weighed down by roughly $6 billion in debt.

  • [By Saibus Research]

    Consolidation has been incremental in the paper and forest products industry. In May 2012, Resolute Forest Products (RFP) (formerly AbitibiBowater) announced that it had acquired 50.1% of Fibrek and acquired the remaining 49.9% in August. 2011 saw International Paper (IP) announce a hostile takeover of Temple-Inland and after offering $32/share in cash as well as the assumption of $600M of TIN’s debt, IP was able to close the deal in February 2012. 2011 also saw Rock-Tenn (RKT) acquire Smurfit-Stone to create the number two player in the linerboard segment with 20% market share, trailing only International Paper’s 40%. We see these moves as a prudent step to consolidation in the industry as certain types of paper such as newsprint and uncoated free sheet (office paper) are seeing falling demand due to increased use of digital resources.

  • [By Seth Jayson]

    Calling all cash flows
    When you are trying to buy the market’s best stocks, it’s worth checking up on your companies’ free cash flow once a quarter or so, to see whether it bears any relationship to the net income in the headlines. That’s what we do with this series. Today, we’re checking in on Resolute Forest Products (NYSE: RFP  ) , whose recent revenue and earnings are plotted below.

Best Regional Bank Companies To Own For 2015: Elbit Systems Ltd. (ESLT)

Elbit Systems Ltd. engages in the design, development, manufacture, and integration of defense systems and products worldwide. The company operates in the areas of aerospace, land and naval systems, command, control, communications, computers, intelligence, surveillance and reconnaissance, unmanned aircraft systems, advanced electro-optics, electro-optic space systems, electronic warfare (EW) suites, airborne warning systems, electronic intelligence systems, data links, artillery systems, military communications systems, and radios. Its activities include military aircraft and helicopter systems, helmet mounted systems, commercial aviation systems and aero structures, land vehicle systems, electro-optic and countermeasures systems, homeland security systems, EW and signal intelligence systems, and various commercial activities, as well as command, control, communications, computer, and intelligence and cyber systems. The company also provides a range of support services fo r its defense systems and products. Elbit Systems Ltd. markets its systems and products as a prime contractor or subcontractor to various governments and defense contractors. The company was founded in 1966 and is based in Haifa, Israel.


Advisors’ Opinion:

  • [By Rich Smith]

    What it means to investors
    If the A-10’s backers in Congress are successful in saving the A-10, that would be good news for Northrop Grumman (NYSE: NOC  ) , which has served as prime contractor for A-10 upgrading and maintenance work since 1987. (Israel’s Elbit Systems (NASDAQ: ESLT  ) actually owns the remains of Fairchild Republic, which built the A-10. But Northrop bought Fairchild’s A-10 business.)

  • [By Louis Navellier]

    DL has seen solid sales and profit growth and was upgraded to an “A” by Portfolio Grader back in April of last year. DL stock remains a “strong buy” today.

    Great International Stocks: Elbit Systems (ESLT)

    Elbit Systems (ESLT) is an Israeli company that sells its products and services to the defense and aerospace industries.